Legal Disclaimer

Past performance does not guarantee future results.

Financial planning involves risk and individual results may vary based on personal circumstances.

General Information Disclaimer

This website provides general information about financial planning services available in Malaysia.

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements in Malaysia.

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented on this website.

We do not guarantee specific financial outcomes or results from using our consultation services.

Limitation of Liability

To the maximum extent permitted by Malaysian law, Melanthorivia disclaims liability for:

  • Direct, indirect, incidental, or consequential damages arising from use of this website
  • Financial losses resulting from decisions made based on website content
  • Technical issues, interruptions, or errors in service delivery
  • Third-party content, links, or external service provider actions

Professional Financial Guidance

Our consultation services provide general guidance and should be considered alongside advice from qualified financial professionals.

Always consult with licensed financial advisors, tax professionals, and legal experts before making significant financial decisions.

External Website Links

This website may contain links to third-party websites for your convenience and reference only.

We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any external websites.

Results and Outcomes

Individual results may vary.

We make no guarantees regarding specific financial outcomes, timeline achievements, or success rates from our consultation services.

Intellectual Property Rights

All website content, including text, graphics, logos, and design elements, is owned by Melanthorivia and protected under Malaysian intellectual property laws.

Unauthorized reproduction, distribution, or modification of website content is strictly prohibited without written permission.

Governing Law and Jurisdiction

This disclaimer is governed by and interpreted in accordance with Malaysian law.

Applicable Law: Laws of Malaysia

Legal Jurisdiction: Courts of Malaysia

Regional Compliance: Services comply with applicable Malaysian financial services regulations

Any disputes arising from website use will be resolved exclusively in Malaysian courts.

User Indemnification

Users agree to indemnify and hold Melanthorivia harmless from any claims, damages, or expenses arising from their use of this website or consultation services.

Disclaimer Modifications

We reserve the right to update this disclaimer at any time to reflect changes in our services, legal requirements, or business practices.

Continued use of this website after disclaimer changes constitutes acceptance of the updated terms.

Contact Information

For questions about this disclaimer or our services, please contact us using the information below:

Email: info@melanthorivia.com

Phone: +601714630928

Address: Jalan Gereja, Bandar Hilir, 75000 Melaka, Malaysia

Effective Date: August 22, 2025

Melanthorivia financial planning services logo: Melanthorivia financial planning services logo